My name is Alex Feliciano, I am a real live Mortgage Broker based out of central Long Island. Most websites on the Internet send you to a Spam farm or to some place in the Midwest. What do farmers know about Real Estate values and Mortgage loans on Long Island?

I deal with Wholesale Banks, over 75 of them. Your loan options are endless. I will find you the most favorable way to resolve your previous loan. Basically, I’ll get you the lowest rate possible, guaranteed.

When I first started in the industry at the turn of the century you needed a Bachelor’s Degree in Finance to even get interviewed by a bank’s mortgage department. Being the “whiz kid” that I am, I went right into the field that I studied upon graduation.
 
Unfortunately, since I graduated things changed. The mortgage business boomed and large uncaring companies started practicing “Predatory Lending”. Suddenly anybody who’s ever sold anything (Ex-Stockbrokers, Used Car Salesmen, Telephone Coin Salesmen, Debt Collectors) many uneducated, money hungry, where can I get the quickest buck type of people, flocked to the industry. Most of these individuals have never even owned a home but they are now “Experts”, giving advice on financing for your home, with only one thing on their mind. Can you guess what that is????

Here’s what you can expect from me.

Alex Feliciano WILL:

1. Tell you the truth 
        · Good – I can lower your payments 
        · Bad – I can only save you from your current ARM spiraling out of control.

2. Always answer your calls and return your emails 
        · Before the loan closes 
        · For years after the loan closes (Hint, referral’s are appreciated and 1% loans are not really only 1%)

3. Thoroughly explain all reasonable mortgage options

4. Meet you in person. (My place or yours?)

5. Go to your closing to make sure you understand what you are signing. (I Hope you like pizza, what topping do you want?)

6. Evaluate any current deals you may be considering. (Free of Charge)
 
7. Help you get the collection agencies to settle your accounts for less (Free of Charge)

Alex Feliciano will NOT:
 
1. Change the terms of the loan at the closing table (Hint, If this happens to you call me {631-365-4110} right away, it is not too late to save you from making a mistake)

2. Force-feed a loan product to you with only my commission in mind. (Hint, If you think it is bad for you, It probably is.)

3. Waste your time trying to steal a good deal from another honest broker. (Believe it or not there are Dolphins in the ocean as well as the Sharks.)

After the whole transaction in complete and everything went down exactly the way we planned, I am confident you will feel comfortable enough to recommend me to your friends and family. That’s how my business grows. This is how I have been so successful in the past.

Is this the kind of person you want to do business with? If so:

“I will be your Mortgage Consultant for life!”

Alex Feliciano
Sr Mortgage Consultant
631-365-4110
Email